Ask folks to define money and I reckon you’ll get all sorts of answers but reality is money is a tool, nothing more,nothing less. Money used wisely is exchanged for goods and services but will also buy you options, time and liberty. Used unwisely, money will be the tool that builds chains, ensnares you and keeps you in the bondage of debt. Like all tools, you have to know how to use money, other wise it can be dangerous. A lot like women. Learn to master tools, money and chicks and your life will be much easier.
The Bible talks about money more then any other topic; I’ve heard tell there are 800 references to money in the Bible.Clearly its an important topic. The Bible tells us a man in debt is enslaved to the debtor; the Bible teaches us a wise man builds up his wealth, spends his money prudently; is generous with his money, staring with his family and working his way outward; that a man should count his money and know his wealth; to save for that lean times and that a man should count the cost of things before he gets started. Course a lot of them there lessons talks about live stock and what not but wealth is wealth.
1st lesson is the dollar you spend on one thing cannot be spent on another. Second thing is, every buiness out there is looking to make money off you. Whatever they are trying to sell you is the means of separating the fool…. I mean you and his money. The banking system is set up to transfer your money to someone who already has money. Banks, that nice lady at your favorite restaurant etc are all trying to get you to voluntary transfer your cash to them. They are not your friend. Anyone trying to help you get rich, or make you extra money or sell you an investment is trying to 1st and foremost make money off you. Any time there is money on the table, someone is going to be the winner and someone the loser and the entire system is set up to make you, the person spending money, the loser.
There is money and there is wealth. If you owe money on something, like a house, it is not wealth, its a liability. Wealth is not 1’s and 0s in a bank somewhere. That isn’t real or tangible. What you hold in your hand, or have buried in you back yard is yours. Wealth doesn’t fold and paper money is a giant fucking con game. A silver dollar in 1963 was worth…. you guessed it a dollar. That same silver dollar will cost you about 13 bucks today. Inflation robs you blind but works great for the banks and government.
Lets see a show of hands of men who would shit can their job and go do something else more exciting, fun, less stressful etc but cannot because he is tied to a certain lifestyle and/ or carries debt? Yea then you are slave to that debt and lifestyle. Normally that’s a good size number of fellas. Debt makes you a slave.I relearned that lesson when I was divorced. I was saddled with a large amount of alimony, child-support, a house payment I could not afford because of alimony and child support and credit card debt I didn’t know existed. I was hit with lifetime alimony and will be a slave for as long as my ex wife lives…. debt is slavery and so is marriage. Don’t do either. Now things wouldn’t play out the same way. The house I am living in now cost less then my yearly salary. Ok less then my E7 pay since thats when I bought it. Funny thing is, it keeps me warm in the winter and cool in the summer just as well as the house that was 3 times my yearly salary.
My big weakness on these money things is cars and bikes. Ton loves to go fast. I have downsized a fair amount here. This weekend I picked up another bike, a 1998 Electraglide, but have the other three Harley’s being sold on consignment. I always try to offset my additional expenses with cuts somewhere else, or with a side job or hustle. I have always had a side job or hustle. When I was younger I worked as a bouncer, taught kick boxing classes, worked as a flunky in a bike shop, built rifles and sold them. I have rarely used my regular paycheck to pay for booze, bikes or guns. I always find someway to make spare cash to finance my fucking off time. Most of my rifles were paid for by building three and selling two. When the divorce came and things got real bad I went deeper into the underground economy. So much so that it made a lasting positive impact.
Most of the shit we buy losses value. I buy gold and silver and that price is in a constant flux. Houses always go up? Bullshit. 1st house I bought after my divorce cost 30K, 15k in sweat equity and its worth… about 45k today. That’s not a real increase in value. The housing market has its up and downs and has no guaranteed rate of return. That friendly old guy trying to sell you the american dream is 1st and foremost trying to make money off you.
The point in all this? A warning to be careful with your cash. Don’t keep up with the Jone’s.That shit is a lie, the whole economy is based on that lie. Debt is a lie, its playing, pretending you can afford xyz. Our whole economy is based on that lie. Sooner or later that lie will unravel, like all lies do. The less caught up in that lie you are, the better off you will be. Not just when the bill comes do but in your everyday life in the here and now. Value your freedom, liberty and security over a McMansion, gadgets and meals out. Value your sovereignty as a man over stuff women, politics and what not. There is a shit ton of methods to help you establish a budget and what not but remember they are looking to make money off you. I live off 70% of my take home pay. Whatever I spend the that 70% makes no never mind to me because I have saved 30%. Its not the most complex budget in the world, but it works for me.
If there is one take away from all this it should be the world is a hostile place, so is consumers driven market places of today.
this post brought to you by my son being a bonehead, apple pie moonshine and